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Questions To Ask Before Buying Car Insurance In India


wealthymattersWhenever you are buying a car insurance, more often than not, there isn’t much thought given as compared to any other services or product you buy.  It’s typically a no-questions-asked affair. But that’s not a right thing to do. It is of utmost importance that you get the right car insurance cover so that you don’t land yourself in trouble in the event of an accident.

There are insurance agents that can help you find the best car insurance coverage. However, there can be some agents that may mislead you into buying an under-par insurance cover. Nowadays, there are a lot of car insurance companies to choose from.  These companies offer a range of covers with varying premiums.  Thus you need to have the right knowledge before choosing a car insurance cover. But you may not have the time to research online for learning about car insurance. No worries, you can just ask the following questions in no particular order to help you choose the right policy –  Read more of this post

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The Ins And Outs of Car Insurance.


wealthymatters

A car is not a really much of an asset. But in a zip code, car and mobile brand obsessed world , its simpler to sometimes to just have the right accessories and get on with making money, rather than waste time explaining your ideas on liabilities. Read more of this post

The Difference Between Life Insurance And Life Assurance


Wealthymatters.comThe average person thinks that Life Insurance and Life Assurance are different names for the same thing. Many financial commentators too fail to note the difference.Life Insurance and Life Assurance perform different financial roles and are poles apart in cost – so it helps to buy the correct product.

Life Insurance provides you with insurance cover for a specific period of time (known as the policy’s “term”). Then, if you were to die whilst the policy is in force, the insurance company pays out a tax-free sum. If you survive to the end of the term, the policy is finished and has no residual value whatsoever. It only has a value if there is a claim – in that context it’s just like your car insurance!So Term Insurance is a Life Insurance product. Read more of this post

What Comes First – Reputation Or Profits?


wealthymatters.comIf you go to most family owned companies, their core focus is profitability. How much and how soon? Little time or money is spent in building a reputation. When I visit many of the big India business group offices in India, I rarely see a poster in the visitor’s area that communicates:

What are their business practices?
What do they stand for?
What are their values?
What are their views on treating their employees?

In most Tata Companies, I see that Value Statement at eye level while sitting on the sofa at the reception. It makes me feel nice.

By not aggressively creating a positive reputation, Companies stand the risk of being determined by legacy and hearsay. That’s a big risk that can cost you your business. Read more of this post

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