Positive Developments in Absentia


As Covid ,lockdowns and disruptions, took its toll on friends, acquaintances and neighbors, lives were lost, forever changed, businesses folded and careers affected, it seemed so insensitive and inappropriate to continue blogging about, all things, wealth…..

And the first wave, was followed by a second and then a third, and its apparently too soon to believe it the last….and I was missing blogging. Badly.

But the blogosphere kept me cheered-up by periodically sending me positive feedback.

It was great receiving communication like the one above from readers. More so, when they chose not to remain anonymous or just their online avatar, despite their identity.

Secondly, I received not one, but 2 separate offers to purchase wealthymatters. Fairly serious money, with even the option to continue as an employee . Not that I was ever planning to sell, or was keen to be employed in what I myself built from scratch, But, I got to know on what basis they did their valuations and it was instructive. And its always nice to know that others also value what’s yours, and that you actually do have an exit option, should you ever want it.

And lastly, the previous year came to a close with the news that I’d made it to yet another list of Top Financial Bloggers. And, most importantly, the feat was achieved relying solely on pillar articles and the evergreen nature of content I like to create.

Happy New Year -2022


Fireworks always have the effect of making me happy. Love them. Hoping its the same for you too.

This year as we brought in another New Year, with Covid Curfews & restrictions, I was so glad for the internet & all the people from round the world, who coordinated to livestream firework events from their home-towns.

And then there were the countries who telecast their New Year Concerts.

With a spot of celebratory cooking at home and again the internet to connect with family and friends, I managed most of what I’d do in a normal year. So what, if travel was not in the cards ? People and places came to us!

Let’s hope that Covid ceases to trouble us this year or at the very least, metaverse develops fast enough for us to make virtual celebrations even more lifelike. Vietnam 360 has done such a great job of advertising, I just want to pop over and take a look for myself. Ditto Australia 8D.Reminded me once again what grand natural beauty that continent houses. Alternatively, a virtual party set in those locales, with ofcourse fireworks, and some great music ,would serve for next year.

So many good things happen when people join hands and make them happen. Let’s hope we can co-operate to put Covid behind us. Meanwhile, let’s make life for each other better, digitally.

Happy New Year, All !

Mask-up, Sanitize, Avoid Crowds and Unnecessary In-person Meetings, Commutes and All Optional Travel. Be Safe, Keep others Safe.

Financial Planning And Wealth Management


wealthymattersFinancial planning and wealth management are terms used quite interchangeably by the financial services industry, perhaps because from their point of view,either way. it’s just sales of financial products and services to generate revenue for their businesses.

But as a consumer it makes sense to make a clear distinction between the 2 terms.Personally,l’m of the opinion that the latter can delegated but never the former,at least the value based part. Read more of this post

Here Is How a Personal Loan Can Brighten Your Festive Season


wealthymattersGone are the days when people had to go to moneylenders to borrow at high interest rates. And, the practice of going to a pawnbroker and using jewellery to get some funds is also slowly becoming a thing of the past. People don’t have to worry about unregulated lenders harassing them anymore. This is mainly because of the presence of a number of legitimate financial institutions in the market today. By choosing a lender like Bajaj Finserv Markets, you can be sure of low interest rates.

If any unexpected expenses arise, the best thing you could do is apply for a personal loan  . It’s an unsecured loan that helps individuals fulfill their immediate monetary needs. The plus point is that there are no restrictions on the proceeds of the loan amount. So, you could use it for any purpose like paying off a debt, financing your wedding, taking care of medical expenses, starting a new business, constructing a house, going on a vacation, etc. In short, it’s your money and you can do whatever you want with it. Read more of this post

Results Of The Use Of Predictive Analytics In Life And Health Insurance


wealthymattersPredictive analytics involves the analysis of large data sets ie big data ,to make inferences by identifying meaningful relationships between different variables and using these relationships to forecast what might happen in the future with an acceptable level of reliability.Predictive Analytics includes what-if scenarios and risk assessments.

Now, insurance is an industry where intelligent use of data can provide huge competitive advantages.So over the last dozen years, insurance companies world-wide have tried to be early adopters in using the emerging science of predictive analytics in life and health insurance to get ahead of their competitors.They have attempted to use predictive analytics to segment and underwrite their risks in a more accurate, reliable and cost-effective way. Read more of this post

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