Financial Advice


I promise to never descend to this level.

Reach out to me, and I will try to help. But please respect my time as well. Do read what I’ve written before firing questions at me. I’d rather be working on my own business rather than writing essay style answers, repeating what I’ve already blogged about at length. Also restrict yourself to comments on the blog or social media or perhaps a few tweets if the matter is urgent. Don’t message or DM me, I haven’t the capacity to keep up with them and so simply delete them unread.

Not for nothing does the word Personal precede Finance. There is no way to escape personal values when it comes to this topic. In wealthymatters I focus on financial wisdom. I write on the basis of my personal experience with money and you will find many things contrary to what the financial advisory business swears is the best way to deal with one’s finances.

A few readers have suggested that I conduct personal finance workshops, others have asked me to write books and still other’s have asked me to start a mutual fund. Unfortunately, I can’t at the present point in time dedicate time and personal resources to the first and second. As for the third, family offices rather than mutual funds are more my thing, but I must admit I find offering a good alternative to mutual funds to retail investors a worthwhile goal.

12 Responses to Financial Advice

  1. prakash dodamani says: father had two self acquired properties and he expired without leaving a will.the property is now transfered to my mother.but my brothers have coerced and threatened her and got a gift deed done in their I have the right to claim my share through litigation

  2. Seema says:

    Hi,I am a prospective investor and was looking for profitable options to invest. I wanted your views about Peer to peer lending and is it a viable option to invest?

    • Keerthika Singaravel says:

      Dr Seema,
      What would be viable, depends on your capacity. As I have no idea regarding that, I can’t venture an informed opinion on the matter.

  3. Amit Sharma says:

    Hi, I wanted to know some views about peer to peer lending as I am considering to invest in them.

    • Keerthika Singaravel says:

      Would you like to set shop as a private money-lender, a sahukar, if you had access to sufficient resources ? Have you the means to deal with defaults and defaulters ?
      What is your comfort level of lending to or taking loans from the underworld ?
      If your answer is not a resounding yes to both the above, why would you wish to lend to a anybody you don’t know much about ?
      When the regular mainstream financial system is itself so murky, why would you wish to step into places that might be or could get uglier still ?

    • Keerthika Singaravel says:

      The wise man invests in what he knows well, can monitor and control.

  4. sharma abhishek says:

    how many people has get life insurance in the world?

  5. Rahoul agarwal says:

    Just want to be in touch with you.

  6. Nikita says:

    Congratulations on the great work on

    I am sure that you are well aware that MS Excel is a key job-skill today. However, most students and working professionals have no idea where to start. To enable all this we have launched the World Excel Championships with US$ 500 in prize money.

    I feel your readers will benefit from honing and exhibiting their Excel skills. We would be thrilled to partner with you for World Excel Championships. We will highlight you as a partner with your logo and a link to your site. As a partner, you would similarly promote the World Excel Championships on your website.

    If you are interested, please let me know. I look forward to hearing from you.

    Nikita Gupta

    • Keerthika Singaravel says:

      Spreadsheet skills are a great help to think about financial matters.
      However, I personally think that educational and training institutions ought not to be falling in with various corporate agendas by focusing on skilling people one or more proprietary software exclusively.
      So if you could recast your championship to not discriminate between the brands of software participants use, I’d be happy for wealthymatters to be associated with your competition.

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