July 18, 2016 Leave a comment
For Whom Wealth Matters
July 17, 2016 Leave a comment
” I can’t bear to think of working on Sundays.”
-This from a guy in his thirties, who has been an employee all his life and is only now thinking of setting up his own consultancy business.
Called me up on a Sunday and found me at work on a new launch. He wanted my help to arrange a loan.
So what was he proposing to do?
Hire a place and an employee and set-up in business.
Oh and he’d like my help in understanding cash management as his is a business that involves credit and his having to give 60-90 days payment terms to customers and having to pay very “competitive” salaries to employees.
And oh he doesn’t believe in working hard. He’s going to be the boss and take it easy and get his employees to work. Read more of this post
May 26, 2016 Leave a comment
A TV is an expense and is only as good as the use value and enjoyment you can extract from it.
And the only way TV companies can make money is by getting you to keep “upgrading”, often before your old machine has gone kaput. And they often do this by telling you that your machine is obsolete and lacks abc, mno, xyz new features.
The graph below is to help you decide whether an upgrade is really going to increase your viewing experience. An alternative to upgrading your TV is to just reposition your furniture. In any case, wall space and real-estate rates are going to act as greater determinants of what TV you can really have in your home.