“Something For My Hair Clips”

wealthymattersIn traditional Russian families it is very common that women look after the day to day budget and men tend to get some spending money handed out.

Both man and woman are likely to have saved some money from their salaries without disclosing it to their partners. A man would call it “zanachka”which could be translated as “stacked away” and women usually refer to it as “something for my hair clips” (which may sound like a small sum – but it usually is a substantial amount of money, way more than men put aside).

Men tend to save their money in cash, while women tend to buy something valuable with it or invest it.

Russian men are expected to pay for all large purchases,rent, holidays, restaurants, etc.as well as for the wedding. It is actually seen as an affront to a man if a woman pays for something in his presence. It might be seen as an attempt to say to this man that he is not masculine enough, not “a man” really.This applies to dating couples as well as the relationship between fathers and daughters. Read more of this post

Hesokuri And Okozukai

wealthymattersIn Japan,traditionally, the housewife controls the family budget even if the husband is the sole breadwinner, and the husband is given a small allowance to spend as he desires.This allowance is called Okozukai. In some cases, particularly bright women will have the Okozukai structured as a percentage of the household revenue, encouraging the man to work harder.The husband spends his Okozukai on himself, often on after-hours drinking with colleagues.

The wife, in contrast, often seeks to build secret reserves of cash.These secret reserves are known as Hesokuri from hesokuri-gane, meaning ‘money hidden in the navel.In the popular imagination it has two very different purposes. On the more noble side it is money that wives — keepers of the purse — maintain for emergencies or old age.On the less noble side it is a fund they maintain for themselves, to go out for lunch with their girlfriends or to buy something for themselves since stereotypically Japanese husbands rarely purchase gifts for their wives. In most cases, Hesokuri is built over the course of years from small savings put aside and interest compounded on the principal.Mostly this fund is accumulated after the wedding, but a few women confess to having saved money on their own before getting married and not telling their husbands about it.Most women believe the men know nothing about these liquid reserves.Women whose husbands have a tendency to get into debt or are abusive see Hesokuri as providing an option of a life away from their spouse. Read more of this post

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