AmEx, AmEx, AmEx All The Way

There are credit cards and credit cards. If you have an income, sooner or later some or other company will offer you one. And if you are a good credit risk, sooner or later, you will be offered upgrades to cards with higher credit limits and privileges. But when it comes to luxury, I have found none better than the privileges offered by the AmEx cards. For example, these credit cards don’t just offer you discounts on eating out at the food court in malls but privileges at the Taj, Oberoi, Trident and Preferred Group of Hotels, complementary access to leading golf courses round the world, free access to VIP lounges at airports,24hr concierge services and special health and wellness benefits on Max Healthcare, Fortis Healthcare and Texas Medical Concierge etc. So if you are looking for a card to get deals on world-class lifestyle services, AmEx is the way to go.

And to ensure that you enjoy life, free from worries, AmEx cards come with advanced safety and security features. The first is SafeKey. AmEx card holders are automatically registered for SafeKey so that when they checkout at participating SafeKey merchants, an OTP(One Time Password) is automatically be sent to the card holder’s mobile phone number and/or email address as per AmEx records. During online checkout checkouts, inputting this OTP s compulsory before the card can be charged.

Then, to fight identity theft, Identity Defence provides the card holder unlimited access to their credit report, including their credit score and credit rating. Customers’ credit reports are continually monitored and, if there are any significant changes, AmEx sends the card holder an alert either by text or email. If you are a target of identity fraud then you have access to a fraud resolution caseworker who will walk with you step by step to restore your credit status. If you disagree with any entries on your credit report, then AmEx can raise a dispute with the credit bureau on your behalf. If you have any concerns or questions regarding your credit profile then the AmEx team is at hand to help with advice, either online or by phone.

Third, American Express My Essentials insurance is available to cover your gadgets, mobile phones and personal possessions for loss, theft and accidental damage for a small price.

So go ahead, see if you qualify for an AmEx card and go have fun!