Christmas Is For Giving

wealthymattersThis is an offer for all readers of wealthymatters,worldwide.

This Christmas I am offering readers money to lend on Milaap. If you gave been reading my blog for a while,you know I am against charity,especially of the type that demeans and breaks the spirit of the recipient.By making small loans at fair not usurious rates we can help nurture the latent entrepreneurial talent of people and get them started on the path to prosperity.

Borrowers on Milaap have a near 100% repayment history.This means you are lending to the credit-worthy not just the deserving poor.Also your philanthropic budget can be turned over many times.You can begin with small contributions and build up the corpus you offer over time.So philanthropy and giving on a larger scale need no longer remain the preserve of billionaires. Longtime readers know that the exclusivity of the Giving Pledge and the financial muscle flexing that accompanies it, is something I dislike.All people ,irrespective of their net-worth can give,even if it is nothing more than a smile,a word of encouragement,the use of their skills,their time ,attention and emotions. Read more of this post

Milaap and Rang De

wealthymatters.comwealthymatters.comPhilanthropy is of interest to me.But I have my own preferences when it comes to giving viz.:

1.When it comes to giving money I prefer to do it anonymously.When it comes to giving of skills I prefer to do it personally.

2.It is very important to me to in no way demean or belittle the recipient.

3.I want to empower people by my assistance,not cause dependency.

4.I dislike cold charity.

5.I dislike competitive giving.

6.I abhor hard selling by charities .

7.I dislike super exclusive philanthropic cliques.

8.I hate profiteering off the poor and self-serving , hypocritical philanthropy.

9.I would love to have the option to give as little or as much as I can or want without being judged.

Milaap and Rang De are my 2 new discoveries.I haven’t test driven them yet,But I promise I will blog about my experiences with them later.In the meanwhile you can find out more about these microfinance organizations from their respective websites here: and .In case you have wished for an Indian version of Kiva here is your chance to be a social investor.Rang De has been around for a while but Milaap is newer.So be warned and start with just what you won’t mind writing off as a mistake.I repeat I have not personally tested either site as yet.

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