Telling Apart Diamonds And American Diamonds


wealthymattersIf you are wondering if a white stone is a diamond or an American diamond ie cubic zirconia,a common substitute,following are some ways you can try to tell them apart depending on the resources at hand.These methods are good enough for you to take a reasonably good call on whether someone’s diamonds are real,whether you have a reasonable chance at purchasing a diamond at an estate sale,or if you have inherited plain gold or diamond jewellery. However these tests are not accurate or conclusive.So consult a gemologist if considerable sums are involved. Read more of this post

How To Pick A Solitaire


wealthymatters.comFollow the steps below to zero in in the best solitaire for your budget

  1. First, identify the diamond shape you want from here. The most popular are round and princess cut.The round/brilliant cut never goes out of style and masks most deficiencies.
  2. Next decide the minimum carat weight acceptable.
  3. Start with the highest quality diamond of the shape and carat weight minimum you identified in steps 1 and 2, and begin making concessions in the following order until you arrive at a diamond that fits your budget:
    • First, lower the Clarity.Go as low as VS2 before making concessions in other areas.
    • Next, lower the Color. Go as low as H before making concessions in other areas.
    • Finally, lower the Cut. Go as low as Very Good in round diamonds, and Good in fancy shapes before making concessions in other areas.
    • If the diamonds that match your revised criteria are close to your budget, consider shaving off some carat weight in order to close the gap. A carat weight difference of 10% or less will be very difficult to detect visually. Read more of this post

Diamond Jewellery Buying Tips


wealthymatters.comDiamonds can be good investments for the people who know what they are doing and have a means of cashing them in on favourable terms.However investing in gold is a lot easier than investing in diamonds.So even at times like this, when the rapid rise in gold prices, tempt many people to look towards diamonds,there is a tendency to think of diamonds as valuable fillers and focus on the gold content of jewellery. So if you don’t want to spend too much on diamonds,here are some tips to help economize and still get good results.

(1)For the best value in what would appear to the naked eye as a colorless diamond, look for G-J diamonds. Because color is easier to detect in larger diamonds, opt for G-H in diamonds over 1 carat, and I-J for those under 1 carat. Once set in a ring, these diamonds will look just like higher color grade diamonds. Instead of investing in higher color, invest in higher cut, the most important factor in a diamond’s brilliance.

(2)Because diamonds with more facets reflect more light, they tend to hide color better than other shapes. So, consider round, princess or other modified brilliant cuts over step cuts such as emerald or asscher if you are concerned about color.

(3)If you are concerned primarily about carat weight, and are on a tight budget, consider a yellow gold setting and a round diamond in the K-L color range. A lower color diamond with a higher cut grade will have more sparkle and visual appeal than a higher color diamond with a lower cut grade.

 

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