wealthymatters

Financial Planning And Wealth Management

November 14, 2019 Leave a comment

wealthymatters Financial planning and wealth management are terms used quite interchangeably by the financial services industry, perhaps because from their point of view,either way. it’s just sales of financial products and services to generate revenue for their businesses.

But as a consumer it makes sense to make a clear distinction between the 2 terms.Personally,l’m of the opinion that the latter can delegated but never the former,at least the value based part. Read more of this post

Filed under Tidbits Tagged with financial planning, money mindfulness, money mindfulness workshop, personal finance, postaday, wealth management

The 8 Rules Of Dividend Investing

November 11, 2019 Leave a comment

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Dividend investing involves accumulating stocks that issue dividends to generate a steady stream of passive income.

Rule #1: The Quality Rule

Invest in high quality businesses that have a proven long-term record of stability, growth, and profitability. There is no reason to own a mediocre business when you can own a high quality business.Rank stocks by dividend history and corporate history ,the longer the better. Stocks must have paid steady or increasing dividends through the worst periods of financial stress and turmoil to be eligible for inclusion in your portfolio.

Rule #2: The Bargain Rule

Invest in businesses that pay you the most dividends per rupee you invest. All things being equal, the higher the dividend yield, the better. Additionally, only invest in stocks trading below their historical average valuation multiple to avoid investing in overpriced securities. So rank stocks by dividend yield. Only stocks trading below their say 10 year historical average valuation multiple are eligible for inclusion in your portfolio.

Voya Corporate Leaders Trust – The Virtue Of Sloth

November 11, 2019 Leave a comment

Ever wondered what might happen if you just bought some leading stocks,once only ,early in your life,and simply held onto them for a life-time ? Generally practiced sloth? Arousing yourself perhaps only if a company went bankrupt or stopped dividends ?

Then here is a story for you : Read more of this post

Filed under Paper Assets, Theory, Tool Kit Tagged with Investing, mutual fund, portfolio, postaday, scripts, shares, stocks, Voya Corporate Leaders Trust

Here Is How a Personal Loan Can Brighten Your Festive Season

November 10, 2019 Leave a comment

wealthymatters Gone are the days when people had to go to moneylenders to borrow at high interest rates. And, the practice of going to a pawnbroker and using jewellery to get some funds is also slowly becoming a thing of the past. People don’t have to worry about unregulated lenders harassing them anymore. This is mainly because of the presence of a number of legitimate financial institutions in the market today. By choosing a lender like Bajaj Finserv Markets, you can be sure of low interest rates.

If any unexpected expenses arise, the best thing you could do is apply for a personal loan . It’s an unsecured loan that helps individuals fulfill their immediate monetary needs. The plus point is that there are no restrictions on the proceeds of the loan amount. So, you could use it for any purpose like paying off a debt, financing your wedding, taking care of medical expenses, starting a new business, constructing a house, going on a vacation, etc. In short, it’s your money and you can do whatever you want with it. Read more of this post

Filed under Tidbits Tagged with collateral, EMI calculator, interest rates, loan against property, loan approval, loan disbersal, loan eligibility, moneylender, pawnbroker, personal loan, postaday, unsecured loan

6 Basic Day Trading Strategies You Can Use

August 13, 2019 Leave a comment

Day trading or intraday trading, is speculation in securities by buying and selling financial instruments within the same trading day, such that all positions are closed before the market closes for the trading day.Day trading has been a time honoured way for enterprising individuals to accumulate capital and manage their living expenses while they go about building wealth.For certain personality types,day trading sure beats working at a jobby job !

Every successful day trader has his or her own personal style,that’s a variation or combination of the 6 basic strategies below. Moreover there is profit in being able to vary the strategies you use depending on various market conditions. Read more of this post