About Me

 Hello! Welcome to my blog “Wealthymatters”.

Wealth fascinates me.Wealth-building takes up all my waking hours.Perhaps my sleep time too! I am working towards building my first 100 crores. Why 100, you ask? Well, because I once heard that the first 100 crores and having a 100 people you can call upon to do what you need done, is the beginning of all things greater. Perhaps a smaller figure and way more automation may also achieve the same magic,……..Who knows?……I’m testing that still. Anyways, the journey so far has profoundly changed me, taken me to places I never imagined I’d go to and into the presence of people I would not have otherwise have thought of connecting with. And what a journey its been so far!

If you are a new to the blog,do read this post to get an idea of my take on wealth:Link.That way you will know where I am coming from while you read the current posts.Posts are arranged category wise and date wise and there is a search box to quickly lead you to older posts of interest to you. In Library I file away general sort of evergreen information and ideas I believe are important to build and preserve wealth .wealthymatters has deeply personal origins.3 of my 4 grandparents grew up as orphans, raised by relatives and all 4 of my grandparents have stories of loss of ancestral businesses on account of being managed by inexpert children without the requisite wisdom, who had no benefit learning how the family business was run from the preceding generation. All my life I’ve watched my parent’s generation rebuild the family assets from scratch and in the last 20years,my generation has started joining them. The march is long and hard. It’s much better to simply appreciate one’s good fortune and not act in ways that destroy what others have lovingly built for us. wealthymatters  began as a personal diary I wrote to speak to my heirs, should I not be round long enough to counsel them. Library has the posts I’d rather they did not miss reading. I believe that real wealth is not a zero-sum game. Hence wealthymatters is public. Toolkit has a collection of tools of use in wealth building.Paper Assets,Precious Metals,Philanthropy,Entrepreneurship and Tidbits are self explanatory categories. Alternative Assets is a sort of residual category and contains posts on Passion Assets,Real Estate,Gems,Commodities etc.

Being wealthy allows a person to have the means to afford a lifestyle of  their personal choice without having to actively work at a job to get the cash to do so.There is no question of saying no to things you’d love to do simply because there is no money,time or energy.Not being forced to work at a job to make ends meet,means having the freedom to not have to be at someone else’s beck and call, to not have to work on someone else’s schedule and to not have to subsume one’s priorities to someone else’s priorities. Basically you get to live the life you choose rather than the life someone else chooses for you.

Given my fascination with wealth , I spend a lot of time reading up , thinking about and working at wealth building.In the course of these activities I come across a lot of fascinating tidbits , insights and nifty tools I record in “Wealthymatters”. I hope my scrap booking helps you on your way to becoming wealthy.If you find a post useful please leave me a comment,I would love know I’ve been of help to someone somewhere.Also feel free to ask questions and suggest topics for posting . I will do the best I can to blog on the topics of interest to my readers.

144 Responses to About Me

  1. Narkkunalingam says:

    Hi Keerthi,
    I just loved you site and it’s so simple to understand and calculate. I hope you could advice me my situation now and how or what should I do next?
    Born 2nd September 1965 Malaysian time 12.40pm.
    My situation lately is unstable and confused how and what should I do to change for better time. Have a wife with 3 children and my mom and dad.
    Hope you could advice me for a better financial times.

    • Keerthika Singaravel says:

      Use my post (Link) on nakshatras to first quickly check if you are in the right career/profession.
      If that doesn’t work,I’ll assess your full horoscope for its capacity for wealth and look for remedies if necessary.

  2. Alok Inamdar says:

    Hi Keerthi,
    Greetings from Finly!

    Finly is a finance platform which provides Curated Financial News, Stock Ideas and Research Articles to a targeted audience. We are growing rapidly & looking to expand our footprint in the market by partnering with quality blogs such as yours.

    We would like to partner with you & get you as a publisher on the Finly platform to share quality content.

    Benefits to You:
    1. Increase your reach & create a larger brand.
    2. Opportunity to monetize by sharing quality content on paid channels which will be subscribed by users.

    For more details, you can check out our website and download our mobile app.

    If the opportunity seems interesting, drop us a line on care@finly.in & one of our team members would get in touch.

    Finly Team

    • Keerthika Singaravel says:

      I do paid syndication deals media companies.If your business model allows for paid syndication,please approach me with a draft contract clearly delineating the rights you seek to purchase.

  3. mymoneystreet says:

    Hi Keerthi. I saw you briefly on i-pru meet. Could not talk. Have created a whatsapp group for bloggers. Would you like to join.

  4. Raj chawla says:

    Wealthy matters… Matters in kalyuga

  5. Hey. Loved this post. I am if similar views. Right now, I am not employed, but creating wealth is still covers a very big part of my mind, I have taken up blogging on personal finance, interested in stocks, mutual funds, insurance, bonds, gold, silver. Look forward to connect with you. My blog http://www.mymoneystreets.com your views will be precious. Regards. Debashree

    • Debashree,
      Employed/Self employed doesn’t make much difference, but however passive wealth building too requires at least a minimum quantum of work.
      Stocks I continue to be interested in a select few ,mutual funds I’ve mostly abandoned, insurance returns I would watch now for 2 years before taking a call, bonds I prefer to avoid in the current scenario, gold and silver I advice people to beware of seizure.

  6. Kumar says:

    I am interested but so that I can be of help to lot of people who are not as well off.especially fir availing the health service also to help children from economically downtrodden sections

    • Keerthika Singaravel says:

      To help people with health issues is a great ambition.
      Do what you think you need to do,and the gods/providence will help you.

  7. Dear Ma’am/Sir,

    I represent FinMitra (www.finmitra.com), an upcoming startup in Robo Advisory & Investments space. At FinMitra, we help people realize their financial dreams through proper planning & investing in Mutual Funds. The company provides unbiased risk-appropriate customized investment advice & enables investments.

    As part of our digital marketing initiatives, we are looking for bloggers who can help us in creating content on financial awareness through financial knowledge based blogs. In this connection, we came across some of your previous works.

    Thus, I take this opportunity to explore the possibility of us working together towards creating awareness amongst the audience with respect to Mutual Funds and the financial industry as a whole.

    Kindly let us know if you would be interested in pursuing this. If yes, please let us know how we can take it to the next step

    Thanking you,
    Samiksha Sanghi

    • Keerthika Singaravel says:

      Thanks for reaching out to me via wealthymatters.
      If you could tell me which of my previous work you like, I’m certain I could do something similar for finmitra.
      For a quick chat, I can be reached on 9920527208.

  8. Natasha Daruwala says:

    Hi Keertika, I would like to connect for a finance campaign. It would be great if you culd send across your contact details

  9. Lalit Choudhary says:

    Possibility of an association_Investing.com


    Hope this message finds you in best of spirits.

    I, Lalit Choudhary, am the India site manager of investing.com.

    Investing.com is a global financial portal and internet brand composed of 23 editions in 19 languages and mobile apps for Android and iOS that provide news, analysis, streaming quotes and charts, technical data and financial tools about the global financial markets. Each edition covers a broad variety of local and global financial vehicles including Stocks, Bonds, Commodities, Currencies, Interest Rates, Futures and Options.

    We are currently expanding our O&A Section for We believe your work would be a great fit for our Opinion & Analysis section.

    Our English-language site receives over 20 million page views a month and, over the last two years, grew by over 365%. Over the last 6 months alone, unique page views on our Opinion & Analysis section grew by nearly 20%.

    It would be great if we can take this conversation to the next level.

    Looking forward to hearing back.

    • Keerthika Singaravel says:

      I you can offer me adequate compensation for my time and effort, we could possibly work something out w.r.t your site’s Opinion and Analysis Section.

  10. Ganesh says:

    Nice and interesting blog, Keerthi! Thanks for following “Known is a drop, Unknown is an Ocean”. 🙂

  11. Alfie says:

    Very quickly this website will be famous amid all blogging and site-building viewers, due to it’s nice articles

  12. policykiduniya says:

    Thanks for writing wonderful blog.I would like to submit one article could you please help me?

  13. ywwp says:

    good to chek this blog.

  14. S. U. Kulkarni says:

    To, — keerthisigaravel.

    Dear Madam,

    The 100 year old house situated in Karnataka district town place, is on my grandmother’s name, which she has received from her mother by partition between herself & her sister as she was not having brothers.

    My grandmother died on 15-04-2009, before her death she has distributed her agricultural land to her 2 sons(My father & my Uncle) in Jan.,2007. This agricultural land was also on her name which she was received from her father –in- law .

    The said house which is not distributed till date & on my grandmother’s name, is having 2-portions and presently one portion is occupied by my mother & other by my uncles family.

    My Father expired in June 2009 & my Uncle expired in July, 2013. We have only one ant (my fathers sister) aged 65 years old & married long back in 1960’s. Now she is claiming that she also have 1/3 share in this house. Her husband is senior Civil lawyer & we understood that he is the main brain behind this.
    When my grandmother, my father & my Uncle where alive that time she never asked to them about their share & her husband never interferes in our house but suddenly they are asking their share now.

    It seems that there is some understanding between my ant & my uncles family and now they want to sell the house, where my mother do not wish to sell the property.

    I also want to point out that my grandmother was trust fully given partition work(partition between herself & her sister in 2005 of the said house) to the above said lawyer who is a son-in-law to my grandmother but he has taken advantage & told to my grandmother until her death that the mutation work in corporation is still in process. But letter on recently we enquired in corporation we found that the mutation was done in 2007 only & that time my grand mother was alive. The said lawyer has taken full advantage of the trust my grandmother made on her son-in-law & cheated her as he knows very well my grand mother never given him the share in the property.

    My ant & her husband who is very well known senior Civil lawyer practicing from last 40 years & financially very sound( his won house value is in Crores) & has all type of influences & contacts in that place.

    My mother is not apposing to give 1/3 share to my ant but we are very much disappointed the way he is doing such silly things being the senior lawyer & cheated to my grandmother by hiding house mutation papers . My grandmother was also doubtful when he said mutation is in process due to the fact that her sister got mutation from corporation & she sold her portion. The sale agreement & registry etc work done by the same lawyer. She enquired & fallowed up with this lawyer as she wanted to distribute this house also in her presence but she never thought of her won son –in-law will keep her in dark.

    Pl. advise on rights of my ant on this house? & how we can protect against selling this house.

    S. U. Kulkarni

    • Deepika says:


      I am a student from IIM Bangalore. I am trying to understand the world of finance and specially mutual funds industry for a research purpose. I have few queries on the same. It would be grateful of you if you can share with me your personal contact or email-id.

      Awaiting your reply

  15. chitti18 says:

    Hi, Have a great day ahead.

    I felt that it would be great for us (readers) to know some good financial books (not only financial but any good ones) you have read.

    So, it would be great if you share those books in posts with the reasons why you love them. It will not only help us the readers but also to you too at the times go tough.

    If you had done like that before itself, let me know where they are please as in I’m new here. If you haven’t done so, please do so from now onwards. Please share them at your relaxed mode.

    Again, It’s just a suggestion – obv I don’t know your hectic life or your thoughts on this. So, you think and do what you feel good ALWAYS!

    • I have done some reviews already.WordPress search is not so powerful as Google search,so might not turn up all the relevant posts,but I think searching for book review or financial books on my site will give you results.
      I often extract just small parts for books for the time starved,you will find them scattered over the blog,Your best bet is to use the archive to look for such stuff or the Theory tab-I put must know info under this tab.
      I have read some great books in recent months which I want to do posts on .So I suppose some book reviews are long overdue.I’ll do them as soon as I can.Possibly after the exams I have coming up early next year.
      I might not be able to reply for the rest of the work day as I have taxation matters to handle before tomorrow’s holiday and LIC paperwork before the Dec 31 deadline.
      In fact if I could impose upon you, I have a small favour to ask.This Christmas season I want to find lenders for micro-entrepreneurs in India.So I am giving away cash for people to test the Milaap system and get started.Could you help set the ball rolling and pass the message around?

      • chitti18 says:

        Cool. Thanks so much for the prompt and detailed reply in your hectic schedule (as I expected already about your schedule). I so deeply appreciate the reply.

        And for the lending, now only I have seen what you’re saying about under the ‘Philanthrophy’ tab and got intrigued with it.

        But I have lots of doubts about it – say how will milaap select the borrowers and what is the criteria for them and all. I did go through roughly with their website for the same. But couldn’t get the answers for my questions. May be I haven’t seen it deeply.

        It’ll be great to know about this very clearly. So, when you got free tomorrow, we shall discuss about this. 🙂

        Have a great day.

        • Short reply chitti: I need to get to my architecture assignments,they were due today…..Tomorrow I need to attend to a lot of paperwork,rest my aching feet and wish people on Christmas…….
          Milaap is just a platform to aggregate money from donors.They operate via field operators:LinkThe field operators have been around for at least 3 years and have audited records.The field operators choose borrowers.Money is lent to borrowers at 8%pa by the field partners.Field partners are responsible for ensuring safety of the money lent.If repayment rates lag,the field partners can no longer avail of the system.

      • chitti18 says:

        Hi, Wish you a wonderful merry christmas. 🙂 Have a great life.

        And really you’re in a hectic life. And also great to know that you know architecture too. Lots of talents – Architecture, Insurance Advisor, Blog writing etc . Good.:)

        About Milaap, precisely want to know how the field operators would select borrowers? who are the field operators first? this is what I want to know.

        Rest – Interest, payment period, donors arrangement got cleared. Thanks. I will try to pass the info to the ‘right people’ and become part of the good motives and givings.

        • Milaap is a startup.It has a full time staff like 15.Its goal is to allow small timers in the cities and small companies to do what they can to help in the betterment of India……
          So if you want to know if they reach the most deserving cases,however you define deserving,there’s bound to be scope for improvement.Obviously Milaap engages people who want a way out,those who are looking for a break.This is a hallmark of entrepreneurs.They may not be the weakest but they are probably the people most keen to help themselves and most capable of helping others better themselves.On the other hand Milaap is expensive for the elite who corner the subsidies en mass and routinely secure write offs for loans.So there is a measure of self selection.
          The field partners are people like FabIndia. Like them or not,each has some history of producing results.And you have the choice of working only with partners you like.So the system is no worse than anything else existing.
          So far I give temples and an animal hospital.I know that one of these temples is building a free tertiary care hospital in the interior of Maharashtra.I also know that the temple trust is routinely captured by politicians of various persuasions.Treatment is provided to all non-white ration card holders at this hospital,free or at concessional rates.Now I can debate endlessly about how the location of the hospital was chosen,who are the ration card holders,whether they are deserving beneficiaries,whether others more deserving were missed out…..There is a time to stop endless debate and just do.
          Milaap offers middle class people a way to walk the talk of change in India.To get started in doing what needs to be done.I don’t see a point in setting unreasonable standards for a small start-up.They have brought formal banking to Mizoram.Something our government didn’t do in many decades.I see these guys having a ball that’s rolling and my aim is to give the ball a few more pushes on the way.

  16. chitti18 says:

    Hi, I’ve been impressed very much after seeing your blog. Today only have seen it a first time. By looking your name, you seems to be from tamil nadu and staying in mumbai. great!

    I just wanted to know that when your journey to 100crores has started and where you’re now and so on. All these are personal I know and I should not ask as I’m a stranger.

    But would love to know all these since I admire you because the reason is I too, am having similar goal like yours. Who (adults) else in the world would not want to be wealthy. Everyone is tempted to lead their lives in a freedom way – perfect financial freedom. So do I too.

    In fact, if you don’t mind, I would love to be your friend. As in, like this proverb says, “the birds of a feather flock together” and “Rich people associate with positive, successful people”.

    If you’re interested, send me a mail @secretchitti@gmail.com please.

    I know you will be too busy to respond this message and I’m not a well educated/talented towards wealth enough to respond. But the common passion in us will help us both by helping one other irrespective of how big or small help and thereby achieving our goals.

    A big thanks for this lovely blog and thanks in advance for your response!


    • Hi.I’m glad you enjoy reading my blog.Of course no person can have too many friends, so I’m always open to having a few more friends,You could always leave comments on the blog and I will answer them,That way its possible to have good conversations on a lot of topics.
      As you are new to my blog you probably don’t know this but I avoid discussing specifics of any investment here as I believe that financial advice is both nuanced and time sensitive.Also,I don’t discuss details of my personal finances in this blog,just some experiences,opinions formed of such experiences and the sort of material I find useful to note down to refresh my mind in future or that will be useful to others on a similar path,

      • chitti18 says:

        Thanks so much for your response. I can understand how you would’ve felt on my asking.

        Cool. And thanks again for the wonderful blog with good wealth knowledge!

      • chitti18 says:

        Hi. Thanks again for the further response.

        And I do know now why you have raised personal boundaries to protect yourself from unwanted things by reading this : https://wealthymatters.com/2013/06/12/readers-please-be-aware/

        In life, Experience teaches us more than we would ever learn by reading some knowledge. It’s all part of vibrant, wonderful life.

        Anyway for now, I will never ask (torture) you beyond the extent and I know a little bit about life and its working manners (whenever you want something, you have to give it first to get it. For every action, there is an opposite reaction).

        I’m happy with this wonderful knowledge (in the blog writings) itself and even if I want personalized services from you, I will do earlier of what must be done before I get the services.

        And you don’t even need to reply for this or even publish it. So that, you won’t even have a trouble of replying for me. Dot.


      • chitti18 says:

        Good. Cool.:)

        From now, let me shut up and read here my fav articles (wealth related) as in I already made you reply many times for me and took some of your time.

        Be happy always and enjoy life. tc. Have a great day.

  17. Thank you for the like on the OM interview. A thoughtful blog you have. WIshing you all the best and the fruit of your labor.

  18. Neelakantan says:

    My high appreciation for your sincere and dedicated efforts to evolve to become a more prosperous person. May God bless you. You are indeed a great source of inspiration for the younger generation in realizing the importance of wealth creation. In this way you are rendering great service to society.

  19. Pingback: Readers Please Be Aware | Wealthymatters

  20. Amit Bagaria says:

    Hi Keerthika, nice blog. I was doing research over Paru Jaykrishna and i found your blog. Really nice covered and very very interesting topics as well. One question , do you do these interviews with say Paru personally , or you use public information for you blog. A very refreshing read. Thanks for writing and yeah do keep writing.

    • Public information unfortunately.I am no Reuters so far but look forward to the day when I can do such interviews in person.The best I have been able to do so far is observe some of these people from a corner of the room and once in a while address a question to them.
      I am also planning on publishing some original interviews of entrepreneurs starting with a lady who has made a name as a ghost blogger for Bollywood celebs and as a social media manager for celebs and companies.These people are no Ambanis but people one step on the ladder ahead of me.Sorry I’m so chicken but I find it difficult to march up such people and demand time to tell their story to a few hundred people.

  21. Just so pleased that you have subscribed to Learning from Dogs. Feel free to offer me a guest post at any time. Best wishes, Paul

    • Paul, I found your blog by following your comment on Alex’s blog.I live in Mumbai in the midst of a lot of hustle and bustle.I love the quiet restfulness found in people who live in more laid back surroundings.I live a little vicariously by reading Alex’s posts on his interaction with nature.That I love history is a nice plus.When I arrived on your blog I was hooked by the picture of your dog and what you wrote about learning to live in the moment from dogs.Indeed how many of my worries are about providing for the future?But then, do I have any guarantees of a future?I have just this moment to live as best as I know how.
      Today I read a few of your older posts on nature and enjoyed them.The next time I have some insight from interacting with nature,especially dogs I shall take you up on your offer of guest posting on your blog.

  22. Yahobahne says:

    I thought this blog was extremely interesting. May I ask you if you are an entrepreneur? Thank you for sharing.

    • Glad you liked my blog.
      I write to share the sort of ideas that would have made my journey faster and less painful.My hope is that people coming after me don’t have to muddle through as much.I don’t have children as yet, but this is the sort of money ideas I would want them to be familiar with.
      I am an investor and businessperson.I avoid using the word ‘entrepreneur’ as it is a much abused buzz word in America and has many negative connotations in other parts of the world. Businessperson is a much more said and gender neutral term and I think that suits me better.

  23. Subhan Zein says:


    You sound very astute for someone very young! Keep doing what you’re doing, I am sure it helps a lot of people. 🙂 Also, I hope it is not too late to wish you a wonderful New Year. May 2013 bring you more happiness, love, and success. I would like to thank you because you continue following my blog. I hope my blog posts do not disappoint and that your visits in there have been a joyful ride.Thank you again, many blessings and much love to you. 🙂

    Subhan Zein

    • Subhan I enjoy your posts,so I follow your blog.So no worries.
      Thanks for the New Year greetings.
      And thank you for all the lovely encouragement to keep writing.My blog will be 2 in a few more days and I could not have kept writing for so long if not for the encouragement of readers and bloggers like you.

      • Subhan Zein says:

        I hope you continue blogging, becoming another candle for the light of humans’ heart. Much success to you with the other blog and I would like to see how it goes when it’s launched.

        Thank you for showing your interests in my blog you may want to consider subscribing through email so you do not miss the posts. I only post 1-2 per week, so this won’t inundate your emails, I hope. Current WP subscription only allows new posts displayed in the Reader section, which means only those doing email subscription are regularly updated. If you are interested, I would be more than happy to send you a brief instruction for email subscription. Just let me know. Thank you, many blessings and much love to you. 🙂

        • Thanks for your encouragement.

          In my case e-mail would be a terrible idea.I already get upwards of 3000 mails a day and I don’t get to deleting them even for months.I keep e-mails for low priority work or to keep a back up copy of correspondence.

  24. Schalk says:

    Hi Keerthika, I have just nominated you for the “Very Inspiring Blogger Award” 🙂


    One more to add to your list…

    • Thank You.I am so happy to find out that I have inspired at least one person by my blogging.

      This week I have been so swamped by work that I haven’t had much of a chance to either read or write blogs.And the next 3 weeks promise to be more rushed.However I will get round to doing a separate post for each award ASAP.

      • Schalk says:

        No problem. Take your time. Normal life comes before blogging 😉

        And yes, it seems like your blog has now grown so popular that it can become quite time consuming to respond to all the comments, regularly read others’ posts etc. Congrats on this impressive (and typically Indian) growth 🙂

        • Comments I will always endeavour to attend to as promptly as I can.I will catch up with all the blog reading as soon as I can clear my mind of pressing matters.I will also make it a point to do a blog post for each award in the order of their receiption,
          Unfortunately it looks like I might need to take a 2-3 week break from blogging while I have to travel a bit.

  25. sharechair says:

    I am honored to nominate you for an Award(s) of your choice. Please visit me at http://sharechair.wordpress.com/2012/08/25/a-brief-intermission-for-a-lot-of-very-late-blog-love-2/ to learn about the choices. Awards are a lovely way to connect with other bloggers, but there is no pressure, and it is completely understood if you choose not to participate. Congratulations!

  26. Hi, thanks for the “likes” on my posts on The Dairy Free Traveler blog. It is gratifying to know that people are reading, and fascinating to know who and see their blogs as well. I have enjoyed reading your blog.

    Recently, I left WordPress.com and am now self-hosting on BlueHost. It is better overall, but there are some drawbacks. For example, no more “likes.” Now I don’t know WHO is reading. Please, if you would, leave some comments when you read so I know you are still reading. I promise I will do the same on your blog.

    Many thanks,

  27. Akanksha says:

    how many? I think not more that 10 in a day I suppose….

  28. Akanksha says:

    Thank you for showing your interest in BBOOKS, I have accepted you as the Editor…looking forward to working with you..

  29. Nicole says:

    I’ve just awarded you the Reader Appreciation Award. The rules are similar to other awards:

    1. Give credit to the awesome person who nominated you.

    2. Describe 7 things about yourself.

    3. Nominate 5-10 other bloggers.

    Here is the link to my post, if you choose to accept:


  30. Pingback: Laura Maisey, Fully Qualified Piglet and Multi-Award Winner « lazylauramaisey

  31. Nicole says:

    I’ve just awarded you the One Lovely Blog Award. You can read more about it here: http://nmnphx.wordpress.com/2012/07/21/lovely-blog-award/
    Let me know if you have any questions.

    • I accept with pleasure Nicole.Thank you very much.

      I just hunted up the rules:

      1. Give credit to the awesome person who nominated you.

      2. Describe 7 things about yourself.

      3. Nominate 15 other bloggers.

      I shall make this the subject of my first post on Sunday and drop a note to each nominee.

  32. Pingback: Dandelion Award « Wealthymatters

  33. Alex Jones says:

    Your excellent blog of practical wisdom on wealth has been awarded my Dandelion Award to mark a blog of quality.

  34. Pingback: Dandelion Award : Wealthymatters « The Liberated Way

  35. Pingback: Dandelion Award: Wealthymatters « The Liberated Way

  36. patrice345 says:

    Thanks for liking my post: Why We Should consciously focus on being nicer and opening ourselves to others: http://patricecaldwell.wordpress.com/2012/07/06/why-we-should-consciously-focus-on-being-nicer-and-opening-ourselves-to-others/

  37. THANKS for visiting my “pun-ny” photoblog and leaving a “like.” After working for 34 years at a job I only enjoyed for the first five, I decided that I needed to subscribe to your blog.

    –John R.: http://TheDailyGraff.com

    • Welcome aboard.I liked your puns a great deal and look forward to reading them in future.Working for almost 30 years at something you didn’t quite care for must have been stressful.Steve Jobs has quite a lot to say about living life to the fullest.If you are so inclined,do watch his speech on my blog.

  38. patrice345 says:

    Thanks for visiting my blog and liking my post: The Importance of Letting Go, http://patricecaldwell.wordpress.com/2012/07/05/the-importance-of-letting-go/

  39. nightlake says:

    Thank you for following my blog. Good luck with yours:)

  40. Sandra C. says:

    une bonne occasion de parler français alors !!!!

  41. Sandra C. says:

    thank for responsding in french good job! lol
    you will be always welcomed on my blog thank you!!!!

  42. Sandra C. says:

    hello! i really really like the idea to be independant, i like the idea to do what we love, and earn money just to live the life we xant. maby you heard about gift economy…i met en wordpress an indian photographer from bombay ankur aras. i love the story of this man…;he inspire me everyday, when my mood is down ……http://larevolutioninterieure.wordpress.com/2012/06/02/ankur-aras-portrait-dun-photographe-inspire/
    best regards from france

    • Bonjour Sandra!Non, je ne connaissais pas Ankur Aras, ni son movement.Mais j’ai lu au sujet de ses idées sur votre blog avec beaucoup de plaisir.Je suis impatient de lire vos messages à l’avenir.

  43. marsha4852 says:

    Great blog. I was surprised at how well you write using American English, and then saw that your mom is a teacher.

    Thanks for liking my post about keeping track of one’s own money.

    • I’m surprised to hear you say I write good American English……I’d describe my language as Indian English which mostly follows the British way of spelling.All the Americanisms must be due to the number of American works I read today,the TV and movies I watch and the time I happened to stay in the US.Though all I recollect of my time in Texas is that quite a few people complained about my foreign accent and spelling and one person was struck by my lack of grammar.

      My mom is retired,but she used to teach English Literature -Mostly Thomas Hardy and Jane Austin……but I did have the advantage of learning English as a child both at home and in school.

      Many Indians speak good English simply because it is an official language in India.It is the language of the courts and governments and as far as I can tell,by going through old records, my family going back to Victorian times seems to have had at least a smattering of English.

      I like your blog too and am following it,looking forward to your new posts.

  44. aj says:

    I love your blog.

  45. almondog says:

    Thank you so much for liking my blog posts 🙂

  46. Thanks for following…and I’ll return the favor…hope you enjoy the trip.

    Be encouraged!

  47. Joel Zaslofsky says:

    Hi there,

    Is the picture of Warren Buffet, gold, Exxon Mobil and U.S. farmland at https://wealthymatters.com/2012/04/04/warren-buffetts-view-of-gold/ an original work of yours? I absolutely love it and would like to use it (with attribution) in a blog post of mine.

    Would you give permission to allow me use of the image for non-commercial purposes? If you’re not the original creator I’d appreciate knowing who is so I could ask them the same question.

    The post about Buffet was great as well by the way.

    • I’m glad you liked my post.

      The graphic is not my personal creation.I got it from a news item.Unfortunately it’s no longer available online.I searched for it now.In fact mine seems to be the only copy of the pic online .Sorry I couldn’t be of better help.

      BTW I dont’t lay claim to any great originality.I just want to keep some personally relevant stuff handy for me and my family.I’m OK with everybody else using it too.I don’t really believe wealth is a zero sum game.So if you or anybody else wants something from my blog please feel free to use it.No need to ask.In return would you consider a link to my blog?



    I am Valentina, a member of some financial communities. I have found your site (wealthymatters.com) in Google while searching and I found the articles really worth reading. The quality of your content is so good, that it made me request you something. I love to write financial articles and would like to contribute something for your site absolutely free of cost. I can give you an original guest post and if you want, you can suggest me the topic also and I will write accordingly. Not only that, I
    give you the total rights to edit the article and modify it as per your needs.

    Please let me know your thoughts. Waiting for your positive reply.

    If you have any questions or need anything feel free to contact me at : valentina3633[at]gmail[.]com

    Thanks and Regards,
    Valentina Allison

  49. Rosabel says:

    Great blog you got there! Keep it up!

  50. I am flattered that you wish to post one of my articles on your site. However, before I approve your ping, I should give you an opportunity to up-load the current version. I had to correct a couple of very minor typos.

    And good luck!


    P.S. You can delete this after reading.

    • Robert thank you for your kind words.I can’t say I have managed to locate the typos you refer to even now.In that way I’m a careless reader and writer.It’s my mom the English teacher who zeroes on this sort of stuff and I’ve not yet shown her my blog. Anyways I have reposted your post with the corrections.

      I’m sorry to have made so free of your labour.I’ts just that I found the story so inspiring I want as many people as possible to read it.The Chinese might be our closest neighbours but we rarely have any Chinese news in the Indian media.In return for this post might I offer you as many of my posts , past and future , as you like….assuming they meet your very high standards of writing?

      • Kenisha says:

        Real brain power on display!

      • I was a spelling champion as a child, but I see how in the last 20 years with the advent of the Internet, my spelling has gotten a bit careless. I try to proofread as I am writing, but I know that I make lots of regrettable (and sometime embarrassing!) typos. But my attitude is, as long as people get the point of what I am saying, I try not to get too hung up on the occasional mistakes. I feel the same way about reading other people’s work (although I will admit that the proofreader in me catches all the typos as I am reading, lol!).

        • You’re right.No point in being so stuck on spelling and grammar that we fail to see the real merit of what is being said.In any case, English speakers from different parts of the world have their own variations of language.

          • Absolutely! I love living in New York City where people from so many parts of the world live and make the city more diverse and exciting. And as they speak English in their own way, they cause the language to evolve and adapt. It is a fascinating process.

    • Betty says:

      Thanky Thanky for all this good information!

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