How To Curb Impulse Spending
August 27, 2014 Leave a comment
Your Secret Fund
August 27, 2014 Leave a comment
As a Divorce Financial Strategist, Jeff Landers has helped many women and their divorce attorneys decide on the most advantageous way to divide marital assets, compute alimony and negotiate more favorable settlements.
Here is his advice:Married women need to keep more control of their own money by maintaining a separate bank account,one that their husband has no access to and maybe doesn’t even know about.There are several advantages to keeping this kind of “secret” fund, but there are a few potentially significant pitfalls, as well.Every marriage is different, and every woman has to decide for herself what may or may not work in her particular situation.
Pros of keeping a secret fund:
It’s secret. Having money that your husband doesn’t know about can be very powerful emotionally, as well as financially.These days, many women are years into lucrative careers when they marry. If you gave up paid work to devote time to parenting and household management, however happy a decision that is, you may have taken a significant blow to your well-earned independence and self-determination. Maintaining a financial reserve that is all your own can help alleviate that sense of loss. Read more of this post
A husband who hides assets usually has very specific, predictable objectives. In general terms, his goals are to:Signs Your Husband Is Hiding Money
August 27, 2014 Leave a comment
You may have good reason to be suspicious if your husband:
• Maintains complete control of bank account information and online passwords.
• Is secretive about financial affairs.
• Owns a P.O. box or private mail drop box, which receives account statements and bills.
• Has meaningful unreimbursed business account expenses.
• Deletes one or more personal financial programs, Quicken or Quickbooks.
• Says the computer containing important financial records has mysteriously “crashed.” Then, he removes the hard drive for a data retrieval attempt, and it’s never to be seen again. Read more of this post
Ideas Are Cheap
August 27, 2014 Leave a comment
Following is an excellent answer from Quora, to a person’s question of how he can get on board developers cheap for his start up. In a sense this answer applies to all workers you want to join your start-up. The following logic is something I find many inexperienced, would-be entrepreneurs refuse to see.
“I am sure that you are sincere, well-meaning, and smart. But this is about the eight-millionth time I’ve heard from somebody who thinks that having an idea makes you somehow so interesting to professional developers that they will swoon for you. The first million times that was perfectly fine, but at this point the question just makes me stabby.
A good software developer is one of the most in-demand skill sets on the planet right now. And note that what you need isn’t talent, which any 12-year-old can have. What you need is skill, which is what you get when you start with talent and add years of hard work.
Anybody who has put in those years of work can do basically what they want. They could:
- Take an interesting, pleasant, high-paying job at a place like Google with great toys, great chefs, and great job security;
- Find a cushy telecommuting gig, where they do something undemanding from the comfort of their home office;
- Find some interesting job that takes them to any country they want to visit;
- Take a high-pressure job in finance to make stupid sums of money;
- Join an existing startup that has funding and a nice office and a foosball table; or
- Found their own start-up.
wealthymatters 