Extracts From The Credit Suisse Global Wealth Report 2012


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Anatomy Of A Diamond


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The Truth About The Colour Of White Diamonds


The vast majority of untrained observers (and many gemologists) cannot distinguish a colour grade from the one just above or below unless the diamonds are compared side by side in a controlled environment. Even when side-by-side, changes in colour are difficult to detect in I colour and higher diamonds.

Colour becomes much harder to detect once a diamond is set in a ring and placed in an environment that contains colour (as opposed to the all white background used in colour grading). For instance, a H colour diamond may look as colourless as a D when set in a ring under normal lighting conditions, especially if the two are not compared side by side.

For the best value in what would appear to the naked eye as a colourless diamond, look for G-J diamonds. Because colour is easier to detect in larger diamonds (just as a large carafe of white wine shows more colour than a small glass), opt for G-H in diamonds over 1 carat, and I-J for those under 1 carat. Once set in a ring, these diamonds will look just like higher colour grade diamonds. Instead of investing in higher color, invest in higher cut, the most important factor in a diamond’s brilliance. Read more of this post

More About The Clarity Of Diamonds


wealthymatters.comDiamond clarity is a term used to describe the absence or presence of flaws inside or on the surface of a diamond. A perfect diamond with perfect clarity, or clearness, is rare, and most flaws that do exist in jewelry grade diamonds cannot be seen without looking at the gems through a jeweler’s magnifying loupe.

Diamond imperfections include:

  • Imperfections, or flaws, inside a diamond.
  • Tiny spots of white, black, or other colours.
  • Cracks. Some cause no problems at all. Other could cause the stone to split.
  • Coloured and uncoloured crystals. Read more of this post

How To Pick A Solitaire


wealthymatters.comFollow the steps below to zero in in the best solitaire for your budget

  1. First, identify the diamond shape you want from here. The most popular are round and princess cut.The round/brilliant cut never goes out of style and masks most deficiencies.
  2. Next decide the minimum carat weight acceptable.
  3. Start with the highest quality diamond of the shape and carat weight minimum you identified in steps 1 and 2, and begin making concessions in the following order until you arrive at a diamond that fits your budget:
    • First, lower the Clarity.Go as low as VS2 before making concessions in other areas.
    • Next, lower the Color. Go as low as H before making concessions in other areas.
    • Finally, lower the Cut. Go as low as Very Good in round diamonds, and Good in fancy shapes before making concessions in other areas.
    • If the diamonds that match your revised criteria are close to your budget, consider shaving off some carat weight in order to close the gap. A carat weight difference of 10% or less will be very difficult to detect visually. Read more of this post