discretionary spending | wealthymatters

Changing Spending Habits of Indians

October 2, 2013 2 Comments

Here’s some help in comparing your spending with that of the majority of the country.Also you can use the information to project your own spending patterns in future.Being wealthy means you can live off passive income.So accurate expenditure projections are essential to ensure that living standards remain at at desired levels w.r.t. the rest of the population.

The graph above also points to potential areas to start businesses in and companies whose stocks you can invest in.

Filed under Entrepreneurship, Paper Assets, Tool Kit Tagged with discretionary spending, postaday, spending habits, spending on necessities

How Do You Compare?

August 5, 2013 Leave a comment

Here is an Assocham finding:

In an average salary structure of Rs 40,000 per month, the amount available for discretionary spending is not more than Rs 17,000 as average employee shells out over Rs 6,000- Rs 8,000 on housing loan or rent, Rs 5,000 loan on cars or two wheelers, Rs 7,000-10,000 on education cost and FMCG,