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How To Win Friends And Influence People – Dale Carnegie

July 19, 2011 3 Comments

wealthymatters.com This book was required reading in class XII.At the time I didn’t pay too much attention to it.I was way too focused on improving my PCMB scores .Today I’d say it’s worth at least one read and deliberate practise of the techniques suggested in it.Business is after all all about getting people to do as you want and having friends always makes getting ahead easy.

Here is the author’s own summary of this book: Read more of this post

Filed under Entrepreneurship, Tool Kit Tagged with be a leader, book, book review, Dale Carnagie, How To Win Friends And Influence People, leader, managing people, people skills, postaday2011, RandomBlog2011

Your Goal To Be Wealthy

July 18, 2011 Leave a comment

wealthymatters.com So being wealthy is really important to you?So what does wealthy mean to you?Have you a figure in mind?

Wealthy means different things to different people.Just as there are those who love the society dos,there are others who love their getaways in pristine natural surroundings.Some love to be in distinguished company and others prefer to stay at home with a book or spend time with family. Some love art,others horses, cars, boats, clothes and whatever else you name it.Are you living the life of your choice are are you drifting along as best as you can? Read more of this post

Filed under Tool Kit Tagged with dream lifestyle, goal to be wealthy, happy, lifestyle of the wealthy, postaday2011, RandomBlog2011, Wealthy

How To Get Rich – Poem By Felix Dennis

July 18, 2011 Leave a comment

If your seriously interested in being wealthy here is a poem to commit to memory:-

Filed under Theory, Tool Kit Tagged with Felix Dennis, How to get rich?, poem, postaday2011, RandomBlog2011

About Your CIBIL TransUnion Score

July 17, 2011 12 Comments

The CIBIL TransUnion Score is India’s first credit score for individuals.It is a three-digit numeric summary (ranging from 300 on the lower side to 900 at the higher side) of a consumer’s credit history, compiled from information received from lenders who are members of CIBIL. The model followed by CIBIL predicts the likelihood of an individual missing more than three payments on a credit line over the next 12 months. For the last few years banks have had exclusive access to this score.Now individuals too can access their CIR and credit score for Rs450.

To understand the impact of the CIBIL TransUnion Score on an individual’s loan application we need to take a look at the table below.It shows loans sanctioned by loan providers based on an individual’s CIBILTransUnion Score in 2008 and 2010.

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Filed under Theory, Tool Kit Tagged with CIBIL, CIBIL TransUnion score, credit history, credit score, debt burden, EMI to income ratio, EMI/income, Income, internal credit policy, length of credit history, loan application, loan approval, new credit, outstanding debt, payment history, postaday2011, RandomBlog2011, TransUnion, utilization of credit

How to improve your CIBIL CIR ?

July 17, 2011 4 Comments

wealthymatters.com

Your Credit Information Bureau (Cibil) credit information report (CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. So, it’s important to understand how to improve your CIR, so that it is viewed favourably by lenders .Here are some basic rules to improve your CIR: Read more of this post