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Liquid Funds + USTBs Vs. FDs


Here is a video laying out the pros and cons of investing in liquid and liquid plus funds vs FDs.Where you invest will depend on the guarantees you seek,the amount you wish to deposit,the interest rate scenario in future,prevailing interest rates,tax liabilities,the use you wish to put your cash to in future etc.Do watch the video before you decide either way.

Personally I have found that sometimes you get short term FDs that offer better rates for senior citizens than the mutual funds.And the most important takeaway from the video is that FDs can be used to lock in high rates in a falling interest rate scenario.

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About Keerthika Singaravel
Engineer,Investor,Businessperson

3 Responses to Liquid Funds + USTBs Vs. FDs

  1. Lexus says:

    Thanks for spelling out the differences like this.

  2. Abishek says:

    No question this is the place to get info.Thanks.

  3. Jayvee says:

    Very well written piece!

Leave a Reply to Abishek Cancel reply

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