Road To Riches


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IC-33 Exam of the IRDA


wealthymattersInsurance products as an asset class have always attracted me.This is because I am always on the lookout for investments where the downside risk is nil or minimum and the upside gain is disproportionally higher i.e a sensible asymmetric risk return scenario.I wrote about such investments in this post:Link.

Now insurance products will never give you the returns you can get from businesses, but on the other hand,not all insurance products are such losers as many financial planners,mutual fund agents and stock brokers claim.As far as returns from retail investment products go,returns from good insurance products are at the upper end of the spectrum.

Insurance products have a mixture of financial calculations and legal implications,just like options writing, which makes them interesting.So you can use them creatively to build wealth without unduly increasing risk.And meanwhile you can enjoy free insurance covers.Nothing like free options to make a bargain minded person ecstatic! Read more of this post

Be Adventurous


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The Womens’ Lot


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Churchill Quote


postaday

Dutch Disease


wealthymatters.comThe term “Dutch disease” originates from a crisis in the Netherlands in the 1960s that resulted from discoveries of vast natural gas deposits in the North Sea. The new found wealth caused the Dutch guilder to rise, making exports of all non-oil products less competitive on the world market.Today the term is used in the context of exchange rates,to refer to the negative consequences arising from large increases in a country’s foreign currency inflows including – foreign direct investment, foreign indirect investment,foreign aid etc in addition to the ill effects on non-resource industries a by the increase in wealth generated by the resource-based industries.  Read more of this post

Agrarian Status Symbols


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Lamborghini tractors are soon to be available in India Read more of this post

The Super Sweet Blogging Award


WealthymattersMany thanks to sharechair for the Super Sweet blogging award.If you have just bought an iPhone, iPad or Kindle and haven’t really got the hang of it, sharechair is the place to go. You will soon get over your awkwardness and start enjoying the capabilities of your device.

Here are my answers to the super sweet questions:

Cookies or Cake?

Cookies.

Chocolate or Vanilla?

Vanilla Read more of this post

Liebster Blog Awards


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This post is long overdue.In fact its pending since last August. This shows how making excuses once, just makes making excuses again so much easier and the tomorrows never come.My apologies to sharechair.

Here is the oldest reference to the rules of this award:Link .Today this award is mostly awarded to blogs with small readerships,200 subscribers or less, to help grow their readerships.Personally I will focus on finance blogs,simply because I think they are quite niche and not as popular as they could be with a general readership.And I will not be sticking to exact subscriber numbers, but pick blogs I believe should be more popular given the quality of their content.

To start with here are my answers to sharechair’s questions:

1.What is your favorite type of book to read? Historical romances on the one hand and business and finance,especially the biographies of industrialists on the other. Read more of this post

Ram Navami Greetings


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Wishing on you all the experience Ram Rajya - In the reign of Sri Ram suffering belonged to no one .

And for the astrology buffs,the horoscope of Sri Ram:Link

More about fasting on this day:Link

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