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Renting Textbooks

wealthymattersWe in India are fortunate in that many publishers have subcontinent editions of textbooks that are priced less than their international counterparts.

Its only when we go to the US, in pursuit of higher education, that we have to face the steep costs of textbooks, especially when we are on a budget due to limitations on the foreign exchange allowance allotted to us and the weakness of the Rupee. Xeroxed and cyclostyled study materials are not so common in the US, where it is seen as theft of intellectual property.

A smart saving option, under these circumstances, is to rent text-books, at least those you don’t plan on using extensively or keeping with you for any length of time. By doing so you can save 40-90% off of bookstore prices. You can use a service such as campusbookrentals.com which offers free shipping both ways of your rented books, flexible renting periods and allows you to highlight in the textbooks you rent, i.e. use them exactly as if you owned these books. Read more of this post

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Binary Options Trading

wealthymattersAre you looking for a way to increase your money on the side? Perhaps you’re already doing pretty well in life: Your business is bringing in a fair amount of money, your stock market investments are doing well, you’re driving a very nice car and you’re even using a high end dating service. However, you know that complacency is the enemy. If you do not go out and work hard to maintain your success, it could fade. You want to keep making money in all possible avenues so that you can be more successful every year. If so, you should know about binary options trading.

Basically, this is a type of trading that works with the Forex, or foreign exchange, market. You can also trade with commodities, indices, and even stocks, but not as heavily. Most of it is centered around the exchange market, looking at the currency pairings and seeing how they move up or down in value when compared to one another. This is a multi-billion dollar industry, turning over far more money every year than the stock market, so you know that you can make money if you know what you’re doing. In fact, maybe you’re already active in forex trading. Read more of this post

Investing In Solitaires

wealthymattersWhile the BSE Sensex, the country’s equity benchmark, and gold prices rose 68% and 70%, respectively, since 2010, the price of one carat of high quality solitaire has doubled during the same period to around Rs4 lakh from close to Rs2 lakh, that too without any wild swings. And there is the added advantage of being able to flaunt them.

A solitaire is priced anywhere between Rs75 lakh to Rs 20,000,depending on its weight and other parameters. There are some 123 factors that diamond sellers follow around the world. The major ones that determine the price of a diamond are its colour, clarity, cut and carat. A flawless diamond with a certificate from an international lab is considered the best quality. This last point is the most important. You will find a lot of cheaper stones with local certificates.

If you sell an old solitaire, with a certificate of authenticity from an international lab, jewellers across the country offer 90% of its prevailing market price.


Average Age Of First-Time Home Owners

wealthymattersThe average age of Chinese people buying a house is 27 years old,the figure is 42 years old in Japan and Germany, 36 years old in Taiwan and over 30 years old in the United States. So now you know what your peers are doing…….

Home ownership might not be everything in the wealth game. It might not always be an asset. But it does bring a measure of stability in one’s life. And for many people, if they miss the chance to get a foothold in the property ladder in the early years of their working lives, they never manage to acquire one fully-paid off house by the time they are ready to retire.

Mortgages might not be the best way to acquire properties, but is everybody able to sell off businesses successfully and buy fancy houses? So think your situation over carefully and decide whether you’d rather wait or just go ahead and buy a place. Unless you are perfectly content with the family home and have no intention of ever buying a house.

The Best Value Automobiles

wealthymattersSafety, fuel economy, utility, comfort and price are all serious factors to take into account when deciding the best value automobile. In addition, the amount that the vehicle will be worth once the owner has moved is a good way to judge value. After all, second hand automobile buyers are unlikely to go for a vehicle that is more trouble than it is worth. So a great way to decide on a good value automobile is to follow the Kelley Blue Book’s Best Resale Value Awards :Link


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